Southern California Nursing Home Abuse Lawyer Blog
Many Americans have heard that long-term care can be extremely expensive and that it’s important to begin saving, or alternately to invest in long-term care insurance, as soon as possible. But is long-term care insurance really all it’s said to be? Are there other options for elder care? A recent PBS interview with economics professor Lewis Mandell suggests that simply saving money, rather than investing in these insurance plans, may ultimately be a larger help to the elderly.
What is Long-Term Care Insurance?
The U.S. Department of Health and Human Services (HHS) explains that long-term care insurance is special in that it’s “designed to cover long-term services and supports, including personal and custodial care in a variety of settings such as your home, a community organization, or other facility.” These policies work by reimbursing policyholders with a pre-selected daily amount “for services to assist them with activities of daily living such as bathing, dressing, or eating.”
First, it’s important to have a clear idea about why hospices are bringing in relatively healthy older adults, and how these companies are profiting from non-terminal patients. How did this start to happen? In short, many hospice care centers have begun recruiting patients with aggressive marketing tactics, and many of those patients aren’t terminal. It’s in the financial interest of a hospice chain to “find patients well before death,” the Washington Post reported. And the reason is simple: “Medicare pays a hospice about $150 a day per patient for routine care, regardless of whether the company sends a nurse or any other worker out that day. That means healthier patients, who generally need less help and live longer, yield more profits.”
If you have been pressured to move a parent into hospice care, your elderly loved one might not receive the kind of treatment she or he needs. For-profit companies shouldn’t be allowed to take advantage of older adults. Indeed, we might think of these actions as another form of 
If residential facilities are not held to the fines levied against them by the California Department of Social Services when they’re found to have committed elder abuse or elder neglect, what is to stop these care homes from behaving negligently? It can be difficult to know whether a loved one has been subject to nursing home abuse and neglect, but it’s always a good idea to speak to an elder justice advocate. If you believe an older adult has been the victim of elder neglect, you should contact an experienced 
When we think about transitioning an elderly loved one into a nursing home or an assisted-living facility, we expect that the facility will provide care and won’t engage in acts of nursing home abuse or neglect. However, 
It’s no secret that 
